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Baggage and Personal Accident Insurance

Domestic Baggage

Protect your trip against loss, theft and damage to baggage, personal accidents and trip interruptions (Ages up to 85 years)

Get cover for your baggage, flight cancellation and more.

Schedule of Benefits

1.1. Trip Cancellation - Reimbursement of irrecoverable flight and accommodation expenses R 10 000
1.2. Trip Postponement - Reimbursement of irrecoverable flight and accommodation expenses R 10 000
1.3. Travel delay - Reimbursement of irrecoverable flight and accommodation expenses R 2 000
2.1. Theft, damage and accidental loss of baggage or items R 10 000
Single item limit R 2 500
2.2. Baggage Delay - Reimbursement of essential expenses incurred (more than 4 hours delay) R 1 000

Important Information

Refer to the Policy Terms & Conditions for additional information.

  1. Product excludes cover for events caused by pre-existing medical conditions, which includes pregnancy.
  2. Loss, theft or damage to baggage and items due to an airline carrier, rail or coach operator must be reported to them before you leave the terminal or airport.
  3. Loss, theft of or damage to personal items due to theft or vandalism must be reported to a local police station within 24 hours of the incident.
  4. Accidental loss of baggage or items is only covered if you can provide proof of the incident (e.g. affidavit) and proof of ownership or purchase.
  5. Travel Delay applies if scheduled departure is delayed due to strike, bad weather or mechanical breakdown for more than 4 hours.
  6. Cancellation and Postponement covers irrecoverable expenses incurred if you cannot travel or are postponed due to:
    • Unexpected illness, injury or death to yourself, relative or travel companion
    • Terrorist incident in your destination city less than 14 days prior to departure date
    • Retrenchment / being made redundant
    • Compulsory quarantine
    • Damage or burglary affecting your home.

Contact information

General / Tel number: +27 (0)11 929 3185


Once purchased you will receive an email with links to:

  • Policy Certificate
  • Policy Terms and Conditions

This product is underwritten by Guardrisk Insurance Company Limited, a registered short-term insurance provider and authorised financial services provider. Intermediary services are provided by Travelstart Online Travel Operations (Pty) Ltd and Hepstar Financial Services (Pty) Ltd, authorised financial services providers.


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You are searching for a return flight, from .
18 Oct 2018 - 27 Oct 2018

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